Why do you need Insurance for your boat?
You'll enjoy the water, even more, when you're not worried about the safety of yourself, your passengers or your investment.
Here are a few things to consider:
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If you're in an accident or your watercraft is stolen, it costs money, often a lot of money, to fix or replace it.
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If you or any passengers are injured in an accident, medical costs can be extremely expensive.
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If your watercraft is responsible for damage or injury to others, you may be sued for much more than you're worth.
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Your watercraft also needs protection when it's on land. Accidents can happen while towing a watercraft.
Things to consider and questions to ask your agent
Here are a few things to consider as you prepare for the discussion:
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How much can you afford to pay if your boat or personal watercraft is in an accident, damaged or stolen?
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Is my boat or watercraft covered for use year-round?
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What discounts and programs are available?
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How much medical insurance and liability coverage is enough?
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Do I have coverage if I need to have my boat towed in an emergency?
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What's the process for filing and settling a claim?
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Does the insurance company have a good reputation for customer service? Is it known for paying claims fairly and promptly?